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Eligibility and timing.

Now is the time to consider your elections for medical coverage, dental, vision, life insurance and a variety of other benefits. Be sure you know when to enroll and who is eligible for coverage.

2022
benefits guide.

Focused on your well-being.

Support for you and your loved ones.

Select your employment category:

Full-time
Part-time or Seasonal
Best Buy
Best Buy Health
Eligible for medical
Not eligible for medical
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Enrolling in benefits.

When you enroll and when your benefits begin will vary, as shown below:

Situation

You are a current employee and it’s Benefits Annual Enrollment

You are newly hired

You’ve had a life change (referred to as a qualified status change)

When to enroll

Sept. 20–Oct. 1, 2021

Hire dates Dec. 31, 2021 and earlier: Before your benefits start date (shown below)*

Hire dates Jan. 1, 2022 and after: Within 30 days following your hire date*

Generally, within 30 days after the qualified status change**

Benefits begin

Jan. 1, 2022

Hire dates Dec. 31, 2021 and earlier: The first of the month on or after 60 days of full-time employment*

Hire dates Jan. 1, 2022 and after: The first of the month following your hire date. If your hire date falls on the first of the month, you are eligible on your hire date*

On the date of the status change

*Hawaii residents: See the new hire section below for your required timing and eligibility.
**You have 60 days to make changes for the birth or adoption of a child or following the death of a spouse/domestic partner or child.

Situation

You are a current employee and it’s Benefits Annual Enrollment

You are newly hired with a hire date on or after Jan. 1, 2022*

You’ve had a life change (referred to as a qualified status change)

When to enroll

Sept. 20–Oct. 1, 2021

Within 30 days following your hire date

Generally, within 30 days after the qualified status change**

Benefits begin

Jan. 1, 2022

The first of the month following your hire date. If your hire date falls on the first of the month, you are eligible on your hire date

On the date of the status change

*See the New Hire section below for timing and eligibility for hire dates prior to Jan. 1, 2022.
**You have 60 days to make changes for the birth or adoption of a child or following the death of a spouse/domestic partner or child.

Situation

You are an eligible employee during Medical Benefits Enrollment

You become newly eligible during the year

You’ve had a life change (referred to as a qualified status change)

When to enroll

Oct. 29 – Nov. 8, 2021

Prior to your benefits start date*

Generally, within 30 days after the qualified status change**

Benefits begin

Jan. 1, 2022

 Find your benefits start date below

On the date of the status change

*Hawaii residents: See the new hire section below for your required timing and eligibility.
**You have 60 days to make changes for the birth or adoption of a child or following the death of a spouse/domestic partner or child.

The benefits you choose stay in place for the entire calendar year. You can only make changes to your benefits or covered dependents at the next Medical Benefits Enrollment (if eligible), or if you have a qualified status change, such as getting married, having a baby or gaining/losing coverage elsewhere.

The benefits you choose stay in place for the entire calendar year. You can only make changes to your benefits or covered dependents at the next Benefits Annual Enrollment, or if you have a qualified status change.

Who’s eligible.

You are eligible for Best Buy’s health and welfare benefits if you are classified as a full-time employee. And if you sign up for benefits for yourself, you can also cover your dependents, including your:

You are eligible for medical and prescription drug coverage through Best Buy because you averaged 30 or more hours per week over the past year. Going forward, your eligibility will be measured on an annual basis. When you become eligible, you will receive notifications by mail and email from the Benefits Center.

If you sign up for benefits for yourself, you can also cover your dependents, including your:

  • Spouse: Your legally married spouse, including a common-law spouse in states that recognize common-law marriages.
  • Domestic Partner: Your domestic partner of any gender, if your relationship qualifies. Costs for medical coverage for domestic partners are deducted post-tax. Employees who cover their domestic partners will have imputed income reported on their W-2 equal to the value of the benefit premiums the company is paying to insure the domestic partner.
  • Dependent Children under age 26: Your children who are:
    • Your children by birth, legal adoption (including children placed with you prior to adoption) and stepchildren
    • Your covered domestic partner’s children
    • Legal wards for whom you provide over 50 percent financial support and claim as a tax dependent, whether or not they live with you

Note: Under special circumstances, employees may continue to cover dependent children age 26 and older.

Dependent verification may be required, with additional requirements provided by mail following enrollment, including what documentation is needed to verify your dependents’ eligibility (such as marriage license, proof of joint ownership or birth certificate). For questions, call the Benefits Center at 1-866-475-6733.

Benefits Annual Enrollment

Annual Enrollment is Sept. 20–Oct. 1, 2021. This is your once-a-year opportunity to enroll in or change many of your Best Buy benefits.

If you don’t enroll by Friday, Oct. 1, at 6 p.m. CT:

  • Your medical, dental, vision and other elected plans will carry forward to 2022
  • You will not be able to participate in the Health Care FSA, Dependent Care FSA or Purchased PTO program in 2022, and
  • Your HSA contribution (if you are in Health Plan 3) will default to $0 beginning Jan. 1, 2022.

If you are new to Best Buy benefits for 2022 (including employees currently enrolled in Great Call benefits), and you don’t enroll by Friday, Oct. 1, at 6 p.m. CT:

  • You will not have medical, dental or vision coverage in 2022,
  • You will not be able to participate in the Health Care FSA, Dependent Care FSA, HSA or Purchased PTO program in 2022, and
  • You will not be able to enroll or make changes until the next Benefits Annual Enrollment period, unless you experience a life change.

If you are enrolled in Best Buy benefits for 2021 (existing Blue Cross, UHC and Bind health plans) and you don’t enroll by Friday, Oct. 1, at 6 p.m. CT:

  • Your medical, dental, vision and other elected plans will carry forward to 2022,
  • You will not be able to participate in the Health Care FSA, Dependent Care FSA or Purchased PTO program in 2022, and
  • Your HSA contribution (if you are in Health Plan 3) will default to $0 beginning Jan. 1, 2022.

If you are on a leave of absence, you won’t be able to enroll in the Dependent Care FSA during Benefits Annual Enrollment; you can enroll when you return to work full-time. Additionally, you won’t be able to make changes to all of your life insurance benefits during Benefits Annual Enrollment; these changes can be made when you return to work full-time.

NOTE for Hawaii residents: If you drop coverage by selecting “no coverage” or remain unenrolled, the Hawaii Healthcare Act requires you to complete the Employee Notification to Employer Form (HC-5). You will receive this form after the enrollment window closes. If you don’t return the completed form to Best Buy by Dec. 31, 2021, you will be defaulted to “you only” medical coverage and paycheck deductions will begin with your first paycheck in January.

New hire.

Your benefits start date and enrollment deadline vary according to your hire date. Find your Hire Date on Best Buy Connect (connect.bestbuy.com) under My Account. If you are a current employee who recently became full-time, use your Status Change Date as your Hire Date.

Hire dates Dec. 31, 2021 and earlier: You are eligible the first of the month on or after 60 days of full-time employment, and you must enroll before your benefits start date.

Hire dates Jan. 1, 2022 and after: You are eligible the first of the month following your hire date. If your hire date falls on the first of the month, you are eligible on your hire date. You have 30 days (including your hire date as day one) from your hire date to enroll. 

Hire Date Benefits Start Date Enrollment Deadline

Oct. 4 – Nov. 3, 2021

Jan. 1, 2022

Dec. 31, 2021

Nov. 4 – Dec. 4, 2021

Feb. 1, 2022

Jan. 31, 2022

Dec. 5 – Dec. 31, 2021

Mar. 1, 2022

Feb. 28, 2022

Jan. 1, 2022 – Dec. 31, 2022

First of the month following your hire date

30 days from your hire date

Examples:

Jan. 1, 2022

Jan. 1, 2022

Jan. 30, 2022

Jan. 2, 2022

Feb. 1, 2022

Jan. 31, 2022

NOTE for Hawaii residents: For hire dates Dec. 31, 2021 and earlier, your Benefits Start Date is on your 28th day of employment. For hire dates Jan. 1, 2022 and after, your Benefits Start Date is on your 28th day of employment, or the first of the month following your hire date, whichever is earlier. If you don’t enroll before your 28th day of employment, you will automatically be enrolled in medical coverage (for you only). If you prefer not to enroll in medical benefits through Best Buy, you must go online and choose no coverage, after which the Hawaii Prepaid Health Care Act requires that you complete the Employee Notification to Employer Form (Form HC-5). If you do not return this form within 31 days from the date on the notice, you will be defaulted to “you only” medical coverage and deductions will be taken out of your paycheck.

Sample Hire Dates Benefits Start Dates Enrollment Deadline

Jan. 1, 2022

Jan. 1, 2022

Jan. 30, 2022

Jan. 2, 2022

Feb. 1, 2022

Jan. 31, 2022

Jan. 31, 2022

Feb. 1, 2022

Mar. 1, 2022

Hire dates prior to Jan. 1, 2022:  Refer to your new hire benefits packet materials for your eligibility and start dates. Some Best Buy Health roles will be eligible the first of the month following your hire date with 30 days to enroll. If you are in a role that includes Best Buy’s health and welfare benefit offerings in 2021, please select Change Your Category above and view the Full-Time Best Buy Benefits Guide version for your eligibility and enrollment timing. Contact your hiring manager or HR Business Partner with questions.

Medical Benefits Enrollment

Medical Benefits Enrollment is Oct. 29 – Nov. 8, 2021.

If you don’t enroll by Friday, Nov. 8, at 6 p.m. CT:

  • Your current health plan, medical vendor and coverage tier will carry forward to 2022, and
  • Your HSA contribution (if you are in Health Plan 3) will default to $0 beginning Jan. 1, 2022.
 

Newly eligible.

You must enroll in your medical benefits before your Benefits Start Date:

Hire Date* Benefits Start Date Enrollment Deadline

Nov. 3 – Dec. 2, 2020

Jan. 1, 2022

Dec. 31, 2021

Dec. 3, 2020 – Jan. 1, 2021

Feb. 1, 2022

Jan. 31, 2022

Jan. 2 – Jan. 31, 2021

Mar. 1, 2022

Feb. 28, 2022

Feb. 1 – Feb. 28, 2021

Apr.. 1, 2022

Mar. 31, 2022

March 1 – April 2, 2021

May 1, 2022

Apr. 30, 2022

April 3 – May 1, 2021

June 1, 2022

May 31, 2022

May 2 – June 2, 2021

July 1, 2022

June 30, 2022

June 3 – July 2, 2021

Aug. 1, 2022

July 31, 2022

July 3 – Aug. 2, 2021

Sept. 1, 2022

Aug. 31, 2022

Aug. 3 – Sept. 2, 2021

Oct. 1, 2022

Sept. 30, 2022

Sept. 3 – Oct. 1, 2021

Nov. 1, 2022

Oct. 31, 2022

Oct. 2 – Nov. 2, 2021

Dec. 1, 2022

Nov. 30, 2022

Nov. 3 – Dec. 2, 2021

Jan. 1, 2023

Dec. 31, 2022

Dec. 3, 2021 – Jan. 1, 2022

Feb. 1, 2023

Jan. 31, 2023

*Find your Hire Date on Best Buy Connect (connect.bestbuy.com) under My Account.

NOTE for part-time Hawaii residents: For hire dates Dec. 31, 2021 and earlier, your Benefits Start Date is on your 28th day of employment. For hire dates Jan. 1, 2022 and after, your Benefits Start Date is on your 28th day of employment, or the first of the month following your hire date, whichever is earlier. If your hire date falls on the first of the month, you are eligible on your hire date. If you don’t enroll before your 28th day of employment, you will automatically be enrolled in medical coverage (for you only). If you prefer not to enroll in medical benefits through Best Buy, you must go online and choose no coverage, after which the Hawaii Prepaid Health Care Act requires that you complete the Employee Notification to Employer Form (Form HC-5). If you do not return this form within 31 days from the date on the notice, you will be defaulted to “you only” medical coverage and deductions will be taken out of your paycheck.

Life changes.

You can change benefit elections during the year if you have a qualified status change. Here are some examples of life changes that qualify:

  • You get married or divorced
  • You have or adopt a baby
  • Your spouse or domestic partner gains or loses their benefits coverage (Note: Their benefits annual enrollment period qualifies for this purpose)
  • You or a dependent reach age 26 and lose current coverage

In general, if you have a qualified status change, you need to make your benefits changes within 30 days after the event. Newborns are automatically covered under your medical plan for the first 60 days. You have 60 days to make changes for the birth or adoption of a child or following the death of a spouse, domestic partner or child. Benefits will begin on the date of the status change.

To view a complete list of qualifying events, log in to the Health and Welfare Benefits Website using your Best Buy username and password. Choose Life Changes and review the options under each tab. If you do not see a life change that pertains to your situation, call the Benefits Center at 1-866-475-6733 for support.