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Kaiser plan (CA only).

In addition to the Blue Cross and UHC plans available to everyone, California residents who support Best Buy Health are also eligible for the Kaiser HMO plan.

benefits guide.

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Kaiser HMO summary.

The Kaiser health maintenance organization (HMO) plan provides comprehensive coverage, including preventive care. Unlike the Blue Cross and UHC plans, the Kaiser HMO does not have a deductible, which means the plan shares the cost of eligible in-network care and services with you immediately.

If you’re considering the Kaiser HMO, there are a few things you should keep in mind:

  • Most services are covered at 100% after a copay
  • You must select a Kaiser primary care location, which is where you’ll go for care and who will refer you to a specialist, when needed
  • You must use in-network providers (including hospitals) to receive plan benefits. If you go out of network, except for emergency care, you’ll pay the full cost of care and services

Plan highlights.

  Kaiser HMO Plan
In-network only




$1,500/$3,000; includes coinsurance and copays



Lifetime Max


Preventive Care

No charge

TeleHealth/Virtual Visit

No charge

Physician Office Visit

$25 copay

Specialist Office Visit

$50 copay

Basic Lab & Radiology

$10 copay

Emergency Room

$250 copay per visit

Urgent Care

$25 copay

Complex Imaging (MRI/CT/PET)

Prior Authorization Required
$50 copay

Inpatient Hospital

$250 copay per admission

Outpatient Surgery

$150 copay per procedure

Biweekly (and Annual) paycheck deductions.

You Only

$64.18 ($1,669 annually)

You + Spouse/Domestic Partner

$211.14 ($5,496 annually)

You + Child(ren)

$158.16 ($4,112 annually)

You + Family

$301.04 ($7,827 annually)

Provider search.

In order to have coverage in the Kaiser HMO, you must see an in-network provider. If you choose to go out of network, you’ll pay 100% of the cost for care or services. To find and select a personal physician, call 1-888-956-1616, or search on kp.org > Select Your Region > Doctors & Locations.

Virtual visits.

Making time for your health is easy with Kaiser Virtual Visits. If it doesn’t require an in-person medical exam, you may be able to address your health needs with a doctor over the phone or using a video visit.

Kaiser Virtual Visits doctors can diagnose, recommend treatment and prescribe medication for minor medical issues. Best of all – there’s no cost to you! Simply download the Kaiser Permanente app on your phone or tablet to get started. You can also call 1-800-290-5000 to make an appointment by phone.

Examples of reasons to use Kaiser Virtual Visits include:

  • Fever
  • Headache
  • Nausea
  • Sore throat


Go mobile.

Whether you’re at home or on the go, the Kaiser Permanente app gives you a simple, secure way to manage your health, all in one place. Find providers, manage appointments and prescriptions, access a digital membership card, and more.