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Bind health plans (MN only).

If you are a resident of Minnesota, see if one of the Bind plans may be right for you and your family.

2022
benefits guide.

Focused on your well-being.

Support for you and your loved ones.

Select your employment category:

Full-time
Part-time or Seasonal
Best Buy
Best Buy Health
Eligible for medical
Not eligible for medical
Learn More

What makes the Bind plans unique.

While the Bind plans provide coverage you can count on through the UHC network of providers, Bind functions differently than most health plans today (including the traditional Health Plans 1, 3 and 4 offered by Best Buy).

  • Nothing to hide. Bind’s mobile app and website show you flat dollar amounts (a price) for services in advance so you can make smart choices before getting care.
  • No deductible. When it comes to the bill, there is no deductible—you pay only the flat dollar amount you choose upfront. The plan pays the rest.
  • Activate coverage when you need it. For less common, plannable procedures such as spinal fusion surgery or knee replacement, you can activate coverage if and when you need it, at least three days prior to the procedure.

Plan comparison.

See how the two Bind plans compare at a high level.

  Bind 1 Bind 2

Your biweekly paycheck deductions

Lower

Higher

Your price
(flat dollar amount when you get care)

Higher

Lower

Your out-of-pocket max protection

Individual $5,500 

Family $11,000

Individual $4,000 

Family $8,000

Covered services

Same

Deductible

$0

Example: What you pay when you need care.

The price you pay varies by plan, service and where you choose to receive care. Here’s an example of how they differ, showing the most common prices for the same services.

Example Services Bind 1 – Your Price Bind 2 – Your Price

Preventive Care 

Both plans cover preventive care at 100%  when you use in-network providers

Virtual visit 

$15 

$10

Primary care office visit*

$65 

$30

Specialist office visit* 

$130 

$60

Emergency room 

$950

$450

Outpatient surgery*

$1,500 

$650

Other services 

Go to choosebind.com/bestbuy and enter the access code “BBY2022”

*Prices shown indicate the most common amount. Prices vary; you may pay less or more, depending upon where you choose to receive care, the specific service, and which doctor you see.

Your cost for coverage.

You pay for coverage through biweekly pre-tax paycheck deductions, as shown below.

  Bind 1 Bind 2
Medical

You Only

$56.52
($1,470 annually)

$92.43
($2,403 annually)

You + Spouse / Domestic Partner

$185.96
($4,835 annually)

$277.57
($7,217 annually)

You + Child(ren)

$139.29
($3,622 annually)

$213.60
($5,553 annually)

You + Family

$265.14
($6,894 annually)

$404.58
($10,519 annually)

Activating coverage.

A subset of plannable treatments can be activated throughout the year—only if you need it.

Inactive coverage must be activated at least three business days prior to the covered procedure. You’ll be responsible for an additional pre-tax paycheck deduction for a period of time, which does not count toward your out-of-pocket maximum. The most you’ll pay above your regular paycheck deduction is $200 per paycheck for one procedure. You’ll also pay the price for the service, which does count toward your out-of-pocket maximum. 

See below for a list of services requiring activation. You can also find the list on choosebind.com/bestbuy (Access Code: BBY2022). NOTE: Emergency or trauma events resulting in these procedures do not require activation or additional paycheck deductions for coverage.

Select a health area to see example treatments and procedures requiring activation.

Cardiovascular (Heart Health)

  • Cardiac Ablation

  • Carotid Endarterectomy and Stents

  • Coronary Artery Bypass Graft Surgery

  • Coronary Catheterization and Percutaneous

  • Coronary Interventions

  • Pacemakers and Defibrillators

  • Valve Replacement

ENT (Ear, Nose and Throat)

  • Ear Tubes

  • Sinus and Nasal Septum Surgery

  • Tonsillectomy and Adenoidectomy

Gastrointestinal (Digestive System)

  • Bariatric Surgery

  • Gallbladder Removal Surgery (Cholecystectomy)

  • Hernia Repair

  • Reflux and Hiatal Hernia Surgery

  • Upper GI Endoscopy

Musculoskeletal (Muscles, Joints, etc.)

  • Ankle and Foot Bone Fusion

  • Ankle Arthroscopy and Ligament Repair

  • Ankle Replacement and Revision

  • Bunionectomy and Hammertoe Surgery

  • Carpal Tunnel Surgery

  • Cervical Spine Disc Decompression

  • Cervical Spine Fusion

  • Elbow Arthroscopy and Tenotomy

  • Elbow Replacement and Revision

  • Ganglion Cyst Surgery

  • Hip Arthroscopy and Repair

  • Hip Replacement and Revision

  • Knee Arthroscopy and Repair

  • Knee Replacement and Revision

  • Lumbar Spine Disc Decompression

  • Lumbar Spine Fusion

  • Morton’s Neuroma Surgery

  • Plantar Fasciitis Surgery

  • Shoulder Arthroscopy and Repair

  • Shoulder Replacement and Revision

  • Spinal Cord Stimulator

  • Wrist and Hand Joint Replacement

  • Wrist Arthroscopy and Repair

Other

  • Breast Reduction Surgery

  • Cataract Surgery

  • Fibroid Removal (Myomectomy)

  • Hysterectomy

  • Hysteroscopy and Endometrial Ablation

  • Kidney Stone Ablation and Removal  (Lithotripsy)

  • Prostate Removal Surgery

  • Sling Surgery for Female Urinary Incontinence

If you want to learn more about activating coverage:

  1. Visit choosebind.com/bestbuy (Access Code: BBY2022).
  2. Select one of the Bind plans, then search procedures or conditions.
  3. You’ll see cost details for in-network providers as well as other treatments for the same condition.

Go mobile.

The MyBind app plays an important role in the plan. Once you become a member, you can use the app (or Bind website) to search for health care, find Quality Care providers and learn the prices of various treatment options.

MyBind